Cedar Creek, Texas a small community within Bastrop County. What natives like to call “their little wide spot in the road”. Picturesque farms, ranches, single and 2 story homes dot this beautiful countryside. Cedar Creek has recently made its mark in Central Texas as a hot spot to live, work and play in the not quite so racy fast lane of Austin, Texas, thanks to the addition of the new Circuit of the Americas F1 Racing Track.
An ideal location if you are looking to purchase investment property, or start a new business in a growing community. Are you a racing enthusiast that just wants to be close to the Formula 1 Facility? As your real estate agent David Board Properties can assist you with purchasing land for business or investing, and homes for living.
Cedar Creek, Bastrop County is the perfect location for all of these ventures. With worldwide visitors flocking to the circuit for the F1 United States Grand Prix, mega concert events like Sting and the Austin Fan Fest, these events can only benefit your business.
If you are looking to purchase a home within close proximity to Austin, then Cedar Creek is a great choice for a location. Located just off of Highway 71, a short ride to Austin Bergstrom International Airport and Austin. With the new state of the art Cedar Creek High School-(which was awarded Academic Distinction by the Texas Education Agency), up and coming sports teams (Go Eagles), elementary, middle and intermediate schools and community programs. Cedar Creek is great choice if you have children. The small town feeling welcomes you as you visit local restaurants and shops many off the beaten path but well worth the trip.
Allow me, David L. Board to earn your business and represent all of your real estate needs in the Austin/Bastrop communities. I have lived and worked in Bastrop County for over 25 years and know the area like I know my own backyard. I represent buyers, sellers and those interested in leasing their home or commercial business. I also provide a referral service and assist with relocating to different cities or states. I can provide you with a custom guided tour of hundreds homes or land parcels available in the area based on your individual taste and family needs. Give me a call today to discuss what options are available to you and to schedule an appointment to see what I can do for you. I would be honored earn your business.
Here’s a little Austin and Bastrop Real Estate Update for all my central Texas folks. According to Freddie Mac the interest rates for a 15 year fix rate mortgage are holding steady at 3.2% while a 30-fixed rate mortgage are at 4.1%. The interest has ripped a bit over the last few months but has actually gone down for the second week in a row. The Fed’s have done a good job keeping the interest rates down so you still have a nice window of opportunity to take advantage of the low interests rate. If you are seriously considering purchasing a new home I would not recommend waiting long. The Bastrop mortgage interest rates and home price will continue to rise. If you’re considering buying a new home please give me a call or complete the form below. I look forward to seeing you in the Bastrop, TX or Austin, TX soon.
Austin and Bastrop Mortgage Tips
Multiple Quotes
In order to maximize your investment, you need to shop around for the lowest rate possible. Getting multiple quotes is an important first step for getting an optimal rate. When you’re shopping around for quotes, make sure you get a Good Faith Estimate for each offer. This will enable you to compare offers more accurately.
Fixed Rate or Adjustable?
While adjustable rates may start lower to begin, they can ultimately lead to more interest paid over time. If you anticipate a rise in interest rates, a fixed rate may be more appropriate. This can be hard to predict over long periods of time. Fixed rates remain the same for the life of the loan, while adjustable rates fluxuate as the interest rates change. Another important consideration is the margin and index of your Bastrop mortgage. While the margin will stay fixed after closing, the index will fluxuate. The margin is the lenders profit on your loan. This has room for negotiation. The index cannot be changed.
Other Considerations
Some other things to pay attention to when seeking out a Bastrop mortgage:
Are you a Veteran who is home at last and looking to put down roots for yourself and your family? Are you a city or country family? Farm or low maintenance lawn family. Whatever your needs are I can find the right home for you and within your budget.
I can help you find the dream home to raise your family and to make roots in a community of your choice. There are many new options, programs and low cost or very little cost depending on the financing method you choose. I have the resources to guide military veteran buyers throughout the entire purchasing process and I will ensure a smooth transition whether you choose to buy or sell.
Bastrop County is very friendly and supportive of our veterans old and new, which makes this community the ideal place. We hold an annual Memorial Day Celebration and tribute, Veteran’s Day Parade, Veteran’s Holiday Weekend Festivities and our Annual Red, White and Blue Ball, as well as many other family oriented events and festivals. Many of Bastrop’s business establishments offer discounts for veterans.
Bastrop Supports Veterans
On Fridays you will see many residents decked out in RED. Bastrop, Texas is home to Soldiers Angels “May No Soldier Go Unloved” which has a variety of resources for Veterans at home, abroad and their families. Bastrop also supports the “Wounded Warrior Project” and has aided in fundraising for Smithville, Texas Veterans Memorial Park. We also have the Bastrop County Veterans Services Office located conveniently in downtown Bastrop. Our local Texas Workforce Commission Office has trained counselors to help you in your job search or job re-location if needed.
Give me a call today to discuss what options are available to you and to schedule an appointment to see what I can do for you. I would be honored earn your business and serve you.
If you lived in Bastrop, Texas right now you might be enjoying the much cooler weather that the rains brought to us last week. That feeling of the Fall season when leaves crunch under your feet and rustle in the winds. When the pecans start to fall and it’s time to rake. You might be decorating your Bastrop yard with scarecrows, cornstalks and Halloween decorations like your neighbors and businesses around town. On October 31, the Bastrop, Texas Downtown Business Alliance transforms the downtown area for their annual Halloween Fest into a spooktacular family fun filled evening for people of all ages.
If you lived in the Historic Bastrop downtown area you could walk the tree-lined streets, see historic Victorian, older or modern homes decked out in Fall finery. Or drive to designated parking areas and take a shuttle bus to the festivities. If you lived here you would see your neighbors in costumes volunteering at the game booths, as street crossing guards, vendors and manning the lost & found booth. You might see your County Judges in their robes with the Mayor at the viewing and judging stand for the best costume contest. You might see your City Council Members hard at work judging the Lip–Syncing contest. The ghosts, goblins, monsters and creatures you might see will truly amaze you. Bastrop, TX has a very vibrant arts community with many talented artists in residence and you never know what they will come up with. The Haunted House gets better and spookier each year as more people volunteer their talents. The Fire Department runs a wonderful hay ride. This is just one of the festivals that Bastrop, TX puts on each year. The sense of family, camaraderie and commitment to the residents of Bastrop County by the residents of the county is what makes Bastrop a special place to live.
If you or maybe someone you know are looking to purchase a home I have the resources to guide you through the entire process to ensure a smooth process. I will work with you to sell your property and to find the perfect home for you and your family that meets your work/life balance needs and your budget. Give me a call today to discuss what options are available and to schedule an appointment to see what I can do for you. I look forward to earning your business.
If you think you need a 20% down payment to purchase a home think again. According to a recent survey nearly 2/3 of all home buyers put down 5% or less and with the interest rates at an historic low there has never been a better time to buy. If you’re thinking about buying your first home in the Austin or Bastrop, TX area, contact me today, I would love to earn your business. There are many options available for those who need assistance with down payments, including a FHA loan.
FHA Loans
An FHA loans is a US Federal Housing Administration backed mortgage which is lent to you by a FHA-approved lender. Federal Housing Administration loans are offered in conjunction with the U.S. Government. These loans are designed to assist home buyers overcome many of the obstacles to buying homes of their own. FHA loans are a loan that affords buyers the following benefits:
Low down payments
Closing costs can be covered by grants or even gifts
No cash reserves needed
Co-borrowers that are non-occupying are permitted
Depending on the program, loans may be fully assumable
FHA loans are recommended for first time home buyers, people lacking a down payment, those who plan to use gifts or grant money, individuals lacking credit history, and those who are concerned about qualifying income. These loans are also limited to single family homes, townhomes, condos, and manufactured homes on permanent foundations. While there are underwriting requirements on these types of loans, the FHA can allow home buyers to get down payments as low as 3.5 percent. The underwriting requirements tend to be less stringent than conventional loans. While these loans may be a good option for those who cannot come up with the minimum 5 percent down payment of traditional loans, most people would benefit from exploring all of the options available to them, including down payment assistance programs. Check out some starter tips for getting an Austin or Bastrop mortgage.
Bastrop’s schools, shopping, theater, movies, live music, spacious state parks, restaurants, fishing, boating, festivals, we have it all, in Bastrop and it’s all within a short drive and often walking distances. Bastrop is an easy commute into Austin and the Bergstrom International Airport.
In Bastrop, TX you can have your pick of many older or historic Victorian style homes under the sprawling pecan trees with spacious gardens in the downtown Historic District. Maybe you’re looking for a more traditional style home in subdivisions with family friendly parks, walking paths, playgrounds and community swimming pools. And for you country folks we have secluded ranch style homes with acreage out in Bastrop county among the Lost Pines. How about a simple country farm house with a patch to raise vegetables and pets that is not very far away from town. Bastrop County has a little something for everyone.
I’ll will work with you to find that perfect home for you and your family that meets your work/life balance needs and your budget. Give me a call today to discuss what options are available to you and to schedule an appointment to see what I can do for you.
If your still on the fence about buy or selling a home you still have plenty of time to take advantage of the low interest rates and to move in that new home before the holidays.
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